Meet four startups shaping insurtech in Aotearoa in 2026

Aotearoa’s insurtech ecosystem is growing fast. Four emerging companies are bringing fresh thinking, practical technology and new energy to the insurance sector – helping insurers, brokers, MGAs and underwriting agencies improve customer experiences, streamline operations and make better decisions.

InsureOS helps MGAs modernise quoting without replacing their policy administration systems. Its configurable rating engine turns complex rates and underwriting rules into transparent premiums, while embedded quote journeys, payments and integrations help move customers from quote to bind on an insurer’s own website.

Insuredin is an AI-powered, white-labelled client portal for New Zealand insurance brokers. By extracting policy details from documents and enabling broker approval, it gives clients secure, 24/7 access to policies, documents and claims through a broker-branded digital experience.

Airclerk supports high-trust businesses to introduce AI into day-to-day operations. Working with tools such as ChatGPT, Claude and Copilot, Airclerk helps insurers, brokers and underwriting agencies reduce routine work through secure, trusted and repeatable workflows.

Miint is a management intelligence platform for insurance brokers and underwriting agencies. Miint brings together policy, claims and finance data into a single live view, helping leaders strengthen reporting, performance and controls.

Discover the next wave of insurtech innovation, and help strengthen the future of insurance together.