Open Data and Open APIs in insurance
Open data and APIs represent the foundation for New Zealand’s next wave of insurance innovation. Our panel discussion explored how the industry’s maturing ecosystem is ready to move beyond experimentation to practical implementation of data-driven solutions.
Thanks to Our Speakers
Moderated by Kylie Bryant (Partner, Deloitte and co-chair InsurTechNZ), the panel featured diverse perspectives from open finance intermediaries and health tech to digital transformation leaders and broker management platforms.
Josh Daniell, Co-founder, Akahu
Kylie Bryant, Partner, Deloitte
Laura Hillas, Manager, Deloitte
Tola Olatunji, Data Governacne Lead, Partners Life
David Leach, CEO, JAVLN
Key Themes
● Regulatory Foundation Set: New Zealand’s pragmatic approach to open banking regulation, launching December 2025, positions us ahead of Australia and the UK with faster expected consumer adoption.
● Real Applications Already Live: Brokers are using API connectivity to simultaneously query multiple insurers, displaying side-by-side quote comparisons and streamlining customer decision-making.
● Cross-Sector Learning: Health sector’s successful integration of national registers and API development provides proven methodologies that insurance companies can adapt.
● Trust Through Design: Building integrity, security, and informed consent as foundational principles prevents costly retrofitting and maintains consumer confidence in data sharing.
● Infrastructure Evolution: Moving from legacy desktop systems to cloud-based solutions creates pathways to modern integration, APIs, and AI-powered capabilities.
Conclusions
Panellists agreed that New Zealand’s insurance ecosystem has reached maturity, with established players, startups, and technology providers collaborating rather than competing in isolation. The sophisticated level of discussion demonstrated an industry ready to deliver principled, scalable data solutions. As the ecosystem evolves from fostering early innovation to orchestrating industry-wide transformation, New Zealand is positioned to lead globally through thoughtful implementation of proven technologies.
Generously supported by:
